100% Finance
No Deposit Solutions
All loans, even a no deposit home loan attracts State Government fees and
charges. So the minimum deposit you will probably need is between 3% & 5%
of the property value even with the First Home Owners Grant. Most lenders will
not lend to cover these charges unless you offer extra assets for security.
Examples of ways to get your home:
We had received a non-refundable gift from our parents to purchase a new house,
with no genuine savings over six months we found this could be a major problem
and that we might have to wait six months. This was a bad thing for us because
the property market was rising, thus purchasing a property in six months would
cost us more.
I never thought that I could afford to buy an investment property. We have
worked hard to save a little bit of money and try to pay our home loan as
quickly as possible.
However, with our children getting a bit older, we knew that if we didn't do
something now to set up for the future then we would be left behind and our way
of life would suffer because of this.
I had been looking at buying a home for a while, but paying for a family and
high rent made it difficult to save.
I heard about a loan where you didn't need to save the deposit up, as long as
you had enough to pay for the fees and deposit, you could possibly get a loan.
We sold one of our cars and some other odds and ends and with the first home
owners grant, had enough to get the house!
What to do now?
Have you found your first home, and would like to apply for a loan?
We can help you find the most appropriate loan to suit your needs.
Would you like to establish your budget before you start looking for a home?
We can assist you in calculating your borrowing power and arranging the right
loan to suit your needs.
Please remember that having a loan best suited to your needs is just as
important as choosing your dream house. You could save thousands in interest,
fees and charges with the right loan.
Whatever your situation is, please contact us today at Cascade Home Loans, and a
qualified professional from our friendly team can establish how we can help
you!