Self Employed

I am self employed but I do not have my financials up to date, can I still borrow for a home?

For one reason or another, self employment often means that you cannot or do not want to provide financials to a lender. At Cascade Home Loans we have packages that cater specifically for the self employed. We understand that even though you cannot provide the documentary proof of your income you may still be able to comfortably afford a loan.

We also tailor packages to take advantage of GST to reduce your home loan debt and manage the impact of sometimes unreliable cash flow. Our specialist Loan Planners help you assemble a strategy to optimise your home loan’s value as a business tool that is as important as any you carry in your toolbox.

If you are looking to go into business for yourself and need to look at ways to help fund the purchase or running of a business we can help with that too. We look to put together packages that are functional and do not attract the unreasonable fees so often associated with business finance. We will also work alongside your accountant or financial planner to ensure that your loan is structured in the most tax effective way for your situation.